SaaS Bloat & Custom Tool Break-Even Calculator

Per-seat subscription models compound aggressively with team size. Calculate your 3-year cumulative SaaS spend and see when a custom software build pays for itself.

1. Active Seats / Employees 25 seats

5 75 150

2. Paid SaaS Tools Count 6 tools

2 tools 11 tools 20 tools

3. Avg Cost per Seat per Tool $25 / seat / mo

$10 $55 $100

[VENDOR INFLATION COEFFICIENT]:

Model factors standard 12% annual enterprise SaaS price increases (contract renewals, tier gating, feature unbundling).

3-YEAR SAAS EXPOSURE COMPOUND SPEND

3-YEAR TOTAL SAAS EXPENDITURE

$151,848

Cumulative capital transferred to third-party vendors

CURRENT MONTHLY BILL

$3,750 / mo

BREAK-EVEN TIMELINE

4.0 Months

NET 3-YEAR SAVINGS (BUILD VS BUY): $136,848

Assumes a one-time $15,000 custom software build with 100% intellectual property ownership transferred to your company.

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